Travel Insurance Office Inc.

Whether you're planning a weekend getaway to the U.S., an extended snowbird stay, a family vacation or multiple trips throughout the year, choosing the right travel insurance can help protect you from unexpected medical expenses, trip disruptions and other travel-related risks.

Learn how travel insurance coverage works to keep you protected. Explore different types of coverage, benefits, limits, exclusions, and protection options.

Before you book a flight, pack your bags, or double-check your passport, there’s one important step many travellers overlook: reviewing government travel advice and advisories. Issued by the Government of Canada, travel advisories are designed to help Canadians make informed decisions about where, and when, it’s safe to travel. Understanding what these advisories mean, why they matter, and how they impact your travel insurance can make a big difference in protecting both your

This blog shares five helpful tips to make planning a multigenerational family vacation easy and stress-free

Here's Why In-Canada Travel Insurance Is a Must! As a Canadian, or resident of Canada, you're covered by your province or territory’s Government Health Insurance Plan (GHIP). That’s great, but unfortunately, your GHIP coverage doesn’t travel across Canada as easily as you do.

This guide will walk you through everything you need to know about the new U.S. registration requirements.

Travel scams can be frustrating and costly, but with a little awareness and preparation, you can avoid most of them and enjoy a safe trip.

Are you at a loss for what to pack for your trip? TIO has put together a comprehensive guide on what to pack and which precautions to take.

🌍✈️ Have you considered Trip Cancellation, Trip Interruption, or Baggage Insurance for your next trip? If not, it might be time to rethink your travel plans. Even the most seasoned travellers know that no matter how meticulously planned your itinerary is, life can throw a curveball at any moment. Whether it's an unexpected illness, family emergency, or other unforeseen circumstances/events, travel insurance ensures you don’t lose the money you’ve invested in your dream getaw

When winter’s chill sets in, a growing number of retirees pack up their lives and head to warmer climates. For many, this annual migration is a deeply cherished tradition representing freedom, adventure, and the chance to enjoy their golden years to the fullest. However, with great adventure comes the need for careful planning, particularly when it comes to managing the risks associated with travel and extended stays away from home. Travel insurance is essential for ensuring

Winter season sees a flock of retirees and travel enthusiasts migrating to warmer regions, seeking sanctuary from the chilly Canadian...

When getting a quote be aware of hidden charges that may exist. You may end up paying a lot more than you thought you would.

When buying travel insurance don’t forget to account for the possibility of incurring administration fees and service charges. Last...

Here are 10 tips you should consider when evaluating products, selecting a broker, and making a purchase: 1. The Plan Maximum It is possible a claim will exceed $2 million as medical costs increase and with the chance of being hospitalized in intensive care for months battling COVID-19. Many travel insurance products have $5 million in coverage. Some products offer $2 million or less in coverage and charge extra premium to provide $5 million coverage. 2. The Benefits You want

Advice and information about travelling during the COVID-19 pandemic It appears the COVID-19 third wave nightmare has peaked and life is slowly but surely getting back to normal. The light at the end of the tunnel is sunlight, streaming down on Florida, Arizona, Texas, California, and other southern destinations that you will visit soon. It took some time, but as of May 28th over 50% of Canadians have received their first dose of the COVID-19 vaccines and vaccine supplies con

What you need to know about COVID-19 if you're travelling now or planning to travel.

Travel insurance is as important as medication. Both protect you from what could be a catastrophe. Medication protects your health and...

TIO provides all customers with a convenient Wallet Card case to ensure you always have them with you. Every year, many travellers have medical emergencies and, upon arriving at the hospital or doctor office, have no idea what travel insurance they purchased. The medical provider needs to know if their client is insured or is going to pay out-of-pocket. If you do not have your wallet card with you, there is a good chance the medical provider will insist on putting a charge on

Travel Insurance Office Inc. provides practical guidance to help travellers navigate urgent medical situations while away from home. Learn more today.

All policies have exclusions, you must be aware of them. Travel medical insurance provides coverage for losses from unexpected, sudden,...