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What Happens If Your Visitor Insurance Expires While You’re in Canada?
Overstayed your visitor insurance in Canada? Travel Insurance Office Company explains coverage gaps, consequences and renewal considerations.

Dan Donnelly
8 min read


Does Travel Insurance Cover Emergency Medical Evacuation in Canada?
Does travel insurance cover emergency medical evacuation in Canada? Travel Insurance Office Company explains coverage, limits, exclusions, & key benefits.

Dan Donnelly
7 min read


Travel Insurance Products for Canadian Travellers
Whether you're planning a weekend getaway to the U.S., an extended snowbird stay, a family vacation or multiple trips throughout the year, choosing the right travel insurance can help protect you from unexpected medical expenses, trip disruptions and other travel-related risks.

Dan Donnelly
8 min read


Travel Insurance Coverage Explained. A Guide for Travellers.
Learn how travel insurance coverage works to keep you protected. Explore different types of coverage, benefits, limits, exclusions, and protection options.

Dan Donnelly
11 min read


Understanding Government Travel Advisories and How They Affect Your Travel Insurance
Before you book a flight, pack your bags, or double-check your passport, there’s one important step many travellers overlook: reviewing government travel advice and advisories. Issued by the Government of Canada, travel advisories are designed to help Canadians make informed decisions about where, and when, it’s safe to travel. Understanding what these advisories mean, why they matter, and how they impact your travel insurance can make a big difference in protecting both your

Dan Donnelly
4 min read


How to Plan the Perfect Multigenerational Family Vacation
This blog shares five helpful tips to make planning a multigenerational family vacation easy and stress-free

Dan Donnelly
5 min read


Travelling in Canada? Your GHIP Doesn’t Always Go With You ...
Here's Why In-Canada Travel Insurance Is a Must! As a Canadian, or resident of Canada, you're covered by your province or territory’s Government Health Insurance Plan (GHIP). That’s great, but unfortunately, your GHIP coverage doesn’t travel across Canada as easily as you do.

Dan Donnelly
5 min read


The Ultimate Snowbird Travel Guide: Packing Essentials & Precautions
Are you at a loss for what to pack for your trip? TIO has put together a comprehensive guide on what to pack and which precautions to take.

Dan Donnelly
7 min read


Why Trip Cancellation, Trip Interruption, and Baggage Insurance are Essential for Every Traveller
🌍✈️ Have you considered Trip Cancellation, Trip Interruption, or Baggage Insurance for your next trip? If not, it might be time to rethink your travel plans. Even the most seasoned travellers know that no matter how meticulously planned your itinerary is, life can throw a curveball at any moment. Whether it's an unexpected illness, family emergency, or other unforeseen circumstances/events, travel insurance ensures you don’t lose the money you’ve invested in your dream getaw

Dan Donnelly
5 min read


How Travel Insurance Can Ensure Smooth Transitions to Warmer Climates for Snowbirds
When winter’s chill sets in, a growing number of retirees pack up their lives and head to warmer climates. For many, this annual migration is a deeply cherished tradition representing freedom, adventure, and the chance to enjoy their golden years to the fullest. However, with great adventure comes the need for careful planning, particularly when it comes to managing the risks associated with travel and extended stays away from home. Travel insurance is essential for ensuring

Dan Donnelly
6 min read


How Can You Explore Snowbird Destinations With Peace of Mind?
Winter season sees a flock of retirees and travel enthusiasts migrating to warmer regions, seeking sanctuary from the chilly Canadian...

Dan Donnelly
6 min read


Comparing Products? Price Isn't Everything...
When getting a quote be aware of hidden charges that may exist. You may end up paying a lot more than you thought you would.

Dan Donnelly
3 min read


Cover Yourself
Travel Insurance Policies Include COVID-19 Emergencies. Snowbirds, individuals with wanderlust, and even those just needing to get away for a week have been patiently awaiting their opportunity to travel abroad. With vaccination rates increasing, COVID cases declining, and borders beginning to open, we will soon be able to head south for the winter or visit places around the globe. However, it’s still important to travel safely and be protected, says Dan Donnelly, president o

Chris Occhiuzzi
2 min read


10 Tips for Buyers of Travel Medical Insurance
Here are 10 tips you should consider when evaluating products, selecting a broker, and making a purchase: 1. The Plan Maximum It is possible a claim will exceed $2 million as medical costs increase and with the chance of being hospitalized in intensive care for months battling COVID-19. Many travel insurance products have $5 million in coverage. Some products offer $2 million or less in coverage and charge extra premium to provide $5 million coverage. 2. The Benefits You want

Dan Donnelly
3 min read


Travelling in the 2021 COVID-19 Pandemic
Advice and information about travelling during the COVID-19 pandemic It appears the COVID-19 third wave nightmare has peaked and life is slowly but surely getting back to normal. The light at the end of the tunnel is sunlight, streaming down on Florida, Arizona, Texas, California, and other southern destinations that you will visit soon. It took some time, but as of May 28th over 50% of Canadians have received their first dose of the COVID-19 vaccines and vaccine supplies con

Dan Donnelly
3 min read


Coronavirus Pandemic 2020
What you need to know about COVID-19 if you're travelling now or planning to travel.

Dan Donnelly
2 min read


Carry Your Wallet Cards!
TIO provides all customers with a convenient Wallet Card case to ensure you always have them with you. Every year, many travellers have medical emergencies and, upon arriving at the hospital or doctor office, have no idea what travel insurance they purchased. The medical provider needs to know if their client is insured or is going to pay out-of-pocket. If you do not have your wallet card with you, there is a good chance the medical provider will insist on putting a charge on

Dan Donnelly
2 min read


Travel Tips If You Have a Medical Emergency
Travel Insurance Office Inc. provides practical guidance to help travellers navigate urgent medical situations while away from home. Learn more today.

Dan Donnelly
2 min read


What Your Policy Does NOT Cover
All policies have exclusions, you must be aware of them. Travel medical insurance provides coverage for losses from unexpected, sudden,...

Dan Donnelly
3 min read


Travel Insurance Bill of Rights and Responsibilities
Understand policyholder rights and responsibilities with educational resources from Travel Insurance Office Inc. Learn today for more information.

Dan Donnelly
3 min read
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